Kokomo • Howard County, Indiana — Est. 2005
Think local. Support local. Invest local.
A unified coalition of Kokomo and Howard County’s premier brick-and-mortar mortgage institutions — reactivated for 2026 and beyond, so local home buyers, property owners, and real estate agents have a direct line to reliable, local lending expertise.
About Us
Our goal is to support our local real estate organization as well as our local community. This will be done through education, financial support, and fair lending practices. The Local Lenders will continue to dedicate our time and resources to the development of our local economy and our relationships with consumers and real estate professionals.
The Local Lenders is a unified coalition of Kokomo and Howard County’s premier brick-and-mortar mortgage institutions. Following an intentional break through the post-COVID market shift, our group has reactivated for 2026 and beyond to ensure local home buyers, property owners, and real estate agents have a direct line to reliable, local lending expertise.
Track Record
Two decades of showing up for Howard County — in the State House, in the classroom, and in the community.
Co-founded Citizens United in Tax Relief (CUTR) in partnership with the Realtor Association of Central Indiana (RACI) and the Home Builders Association of Howard County — successfully lobbying at the State House to pass Indiana’s landmark 1%, 2%, and 3% property tax caps.
Longstanding partnership with RACI to educate incoming real estate agents on loan programs, underwriting standards, and local execution.
Partnered with RACI during the 2008 housing crisis to host free, public “Avoiding Foreclosure” workshops at the Kokomo-Howard County Public Library.
Active sponsors and financial contributors for RACI RPAC fundraisers, local housing forums, and community development initiatives.
Membership
Three simple requirements keep the coalition what it was built to be: local, established, and accountable.
Maintain an active, physical office in Howard County, Indiana.
A minimum of 12 months of continuous local operation.
Active membership in the Realtor Association of Central Indiana (RACI).
Member Directory
Real people, in real offices, right here in Howard County. Reach out directly — that’s what local is for.
(alphabetical order)
Membership Application
Tell us about your institution and we’ll review your application against the membership requirements. We typically respond within a few business days.
Prefer to talk first? Reach out to any member in the directory.